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	<title>Social &#38; Ecological Change by Tech-Economic Approaches</title>
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		<title>The Kiva Story &#8211; using the power of the Internet</title>
		<link>http://soeco.wordpress.com/2009/03/27/the-kiva-story/</link>
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		<pubDate>Fri, 27 Mar 2009 16:30:41 +0000</pubDate>
		<dc:creator>Viktoria Trosien</dc:creator>
				<category><![CDATA[social]]></category>
		<category><![CDATA[kiva]]></category>
		<category><![CDATA[microfinance]]></category>
		<category><![CDATA[microlending]]></category>

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		<description><![CDATA[Image via Wikipedia Kiva.org is one of the greatest examples of how the power of the internet can be used to make this world a better place. It simply combined the idea of microlending with a kind of crowdsourcing-model and brought it to the internet to reach as many people as possible. At kiva.org you [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=soeco.wordpress.com&amp;blog=7113622&amp;post=30&amp;subd=soeco&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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<dt class="wp-caption-dt"><a href="http://en.wikipedia.org/wiki/Image:Kiva.org_logo.svg"><img title="Kiva Microfunds" src="http://upload.wikimedia.org/wikipedia/en/thumb/7/75/Kiva.org_logo.svg/200px-Kiva.org_logo.svg.png" alt="Kiva Microfunds" width="200" height="105" /></a></dt>
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<p><a href="http://www.kiva.org">Kiva.org</a> is one of the greatest examples of how the power of the internet can be used to make this world a better place. It simply combined the idea of microlending with a kind of crowdsourcing-model and brought it to the internet to reach as many people as possible. At kiva.org you find a huge amount of entrepreneurs from developing countries around the world and you can make a lending to their loan request in shares from $25 on. Through a marketplace like portal with detailed information to each loan request and paypal payment, kiva.org managed to set up a very transparent and easy to use infrastructure. Also they use social media tools, a simple invitation-option and <a href="http://http://blog.build.kiva.org/2009/02/17/the-first-two-weeks/">now even offer an </a>api to get the idea spreaded. So far almost $30 million in loans have been realised with only 2,1% not repaid. I&#8217;m sure there is much more to come, cause they are doing a great job!</p>
<p>For learning more about kiva.org, watch the following interview with the founders Matt and Jessica Flannery:</p>
<span style="text-align:center; display: block;"><a href="http://soeco.wordpress.com/2009/03/27/the-kiva-story/"><img src="http://img.youtube.com/vi/YNA4Fi11ycM/2.jpg" alt="" /></a></span>
<p>P.S. I myself prefer microlending much more than donations, cause it is about enabling people to set up or improve their own business with self-esteem. So I just gave my part to my 6th and 7th loan at kiva. I like the function, that they ask you if you want to reloan before you get your money back. Imagine, if everybody just gives some $25 in and always reloans it, how much money for microlending is there available! <img src='http://s2.wp.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>The next big thing: A New Power-Grid</title>
		<link>http://soeco.wordpress.com/2009/03/26/the-next-big-thing-a-new-power-grid/</link>
		<comments>http://soeco.wordpress.com/2009/03/26/the-next-big-thing-a-new-power-grid/#comments</comments>
		<pubDate>Thu, 26 Mar 2009 15:34:52 +0000</pubDate>
		<dc:creator>Viktoria Trosien</dc:creator>
				<category><![CDATA[energy]]></category>
		<category><![CDATA[broadband]]></category>
		<category><![CDATA[green tech]]></category>
		<category><![CDATA[power grid]]></category>
		<category><![CDATA[smart grid]]></category>

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		<description><![CDATA[Image via Wikipedia Around 40% of the produced energy gets lost in the outdated power grid infrastructure. So it&#8217;s more than time to go for a new energy grid. Samuel Palmisano, chairman and CEO of IBM, believes that smart grids &#8211; together with boradband and health-care IT &#8211; have &#8220;significantly greater economic and societal multiplier [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=soeco.wordpress.com&amp;blog=7113622&amp;post=17&amp;subd=soeco&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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<dt class="wp-caption-dt"><a href="http://commons.wikipedia.org/wiki/Image:Electric_wiring_near_Helsinki.JPG"><img title="Electrical wiring at the outskirts of Helsinki..." src="http://upload.wikimedia.org/wikipedia/commons/thumb/e/ea/Electric_wiring_near_Helsinki.JPG/202px-Electric_wiring_near_Helsinki.JPG" alt="Electrical wiring at the outskirts of Helsinki..." width="202" height="269" /></a></dt>
<dd class="wp-caption-dd zemanta-img-attribution">Image via <a href="http://commons.wikipedia.org/wiki/Image:Electric_wiring_near_Helsinki.JPG">Wikipedia</a></dd>
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<p>Around 40% of the produced energy gets lost in the outdated power grid infrastructure. So it&#8217;s more than time to go for a new energy grid.</p>
<p>Samuel Palmisano, chairman and CEO of IBM, believes that smart grids &#8211; together with boradband and health-care IT &#8211; have <a title="smart grids" href="http://online.wsj.com/article/SB123180687062275609.html">&#8220;significantly greater economic and societal multiplier effects than traditional infrastructure like bridges and highways&#8221;</a>, creating new jobs and business opportunities.</p>
<p>There are huge hopes for a smart grid, not only making it more efficient and reliable through sensores and data reporting, but thinking of it as <a href="http://news.cnet.com/In-search-of-the-Google-of-green-tech/2009-13836_3-6249102.html?tag=mncol;txt">a plattform with endless, unimagined applications</a> &#8211; like the web.</p>
<p>Even being a very attractive investment area, also the Green Tech sector was hit hard by the financial crisis, letting it open if it really will become more than just a niche market. Solar-technology start-up <a href="http://www.ausra.com/">Ausra</a> had to step back from their ambitious IPO goals.</p>
<p>There is also a great article in German by Spiegel covering that subject: <a href="http://www.spiegel.de/wirtschaft/0,1518,612827,00.html">Tech-Riesen rüsten für Revolution der Stromnetze</a>.</p>
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